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Consumers

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    The patients' bill of rights debate has been making rounds recently particularly after the unfortunate death of a beautiful and full of life corp member who was shot by the police, who was shot at on her way from work to celebrate with her friends that she has been retained. may her sins be forgiven and her soul rests in peace. Amin.

    From stories making wave around, I think it is pertinent to bring to the knowledge of the people; the patients' bill of rights. Although these rights differ from country to country,  the basics of what the bill should be concerned about it was are penned down here. However, there is room for amendments/modification but let us understand what it means first.

     

    All patients should be guaranteed the following freedoms:

    a. to seek consultation with the physician of their choice.

    b. to contract with their physician on mutually agreeable terms.

    c. to be treated confidentially with access to their records limited to those involved in their care or designated by the patient.

    d. to use their own resources to purchase the care of their choice.

    e. to refuse medical treatment even if it is recommended by their physician.

    f. to be informed about their medical condition, the risks, and benefits of treatment and appropriate alternatives.

    g. to refuse third-party interference in their medical care and to be confident that their actions in seeking or declining medical care will not result in the third party imposed penalties for patients or physicians.

    h. to receive full disclosure of their insurance plan in plain language which includes;

    1.  contracts: a copy of the contract between the physician and healthcare plan and between the patient or employer and the plan.
    2. incentives: whether participating physicians are offered financial incentives to reduce treatment or ration care.
    3. cost: the full cost of the plan, including copayments, coinsurance and deductibles.
    4. coverage: benefits covered, excluded, including availability and location of 24-hour emergency care.
    5. qualifications: a roster and qualifications of participating physicians.
    6. approval procedures: the authorisation procedure for services whether doctors need the approval of a committee or any other individual and who decides what is medically necessary.
    7. referrals procedures for consulting a specialist and who must authorise the referral.
    8. appeals: grievance procedures for claim or treatment denials.
    9. GAG rule: whether physicians are subject to a gag rule, preventing criticism of the plan.


    As it is, know about the patients' bill of right first then you can make your contributions when it is open for debate.

    #SaveTheConsumers

     

  • The position of the common man in Nigeria amidst the current economic hardship is characterized by significant challenges that stem from a combination of high inflation, rising costs of living, and inadequate government support. The situation has been exacerbated by various factors, including poor leadership, economic policies that do not prioritize the welfare of the average citizen, and a lack of accountability among political leaders.

    Economic Hardship and Inflation

    Nigeria’s inflation rate has soared to nearly 35%, with food prices increasing even more dramatically at around 40.5%. This surge in prices has made it increasingly difficult for ordinary Nigerians to afford basic necessities. The monthly minimum wage remains stagnant at 30,000 naira (approximately $19), which is insufficient to meet the rising cost of living. Many families are now rationing their food or seeking cheaper alternatives just to survive. Reports indicate that some individuals are resorting to consuming rice that is typically discarded during milling processes due to its affordability.

    Impact on Daily Life

    The common man in Nigeria faces daily struggles as wages have not kept pace with inflation. The cost of petrol has tripled within nine months, leading to increased transportation costs and further driving up the prices of goods and services. Consequently, many Nigerians find themselves unable to provide for their families adequately. The economic crisis has led to widespread frustration and despair among citizens who feel abandoned by their leaders.

    Government Policies and Leadership Failures

    The government’s decision to end fuel subsidies has significantly impacted the economy. While this policy was intended to alleviate financial burdens on public finances, it resulted in immediate price hikes that affected all sectors. Additionally, the removal of currency pegging led to a devaluation of the naira by over two-thirds, making imports more expensive and further straining household budgets.

    Moreover, there is a pervasive sentiment among Nigerians that their political leaders are disconnected from their realities. The elite often benefits from policies designed without considering the implications for ordinary citizens. This disconnect fosters a sense of betrayal among the populace as they witness rampant corruption and self-serving behaviour among those in power.

    Calls for Restructuring and Accountability

    In light of these challenges, there have been increasing calls for restructuring Nigeria along regional lines so that each area can manage its resources effectively. Advocates argue that such an approach could lead to better governance and improved economic conditions for all citizens. There is also a pressing need for accountability from political leaders who must be held responsible for their actions and decisions affecting the lives of millions.

    Conclusion: A Cry for Change

    Ultimately, the position of the common man in Nigeria amidst hardship reflects a broader systemic failure where economic growth does not translate into improved living standards for most people. Addressing these issues requires comprehensive reforms focused on sustainable development that prioritizes inclusivity and equitable resource distribution.